Are Travel Rewards Credit Cards Really Worth It in 2025?

Travel rewards credit cards promise free flights, hotel stays, and VIP perks, but with annual fees often ranging from $95 to $695, are they actually a good deal? As travel costs rise—airfares up 6.2% and hotel rates up 4.8% in 2025, per Hopper—are these cards a savvy way to save or just a shiny trap? Here’s a breakdown of their value, who they’re best for, and how to decide if they’re worth it for you, backed by the latest data and insights.
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