The Over-50 Secret to Supercharging Your Retirement Savings

Aug 17, 2025 - 22:39

For those over 50, retirement is no longer a distant dream—it’s a fast-approaching reality. While traditional advice like maxing out your 401(k) or cutting expenses is solid, there’s an underrated strategy that can significantly boost your nest egg: catch-up contributions. This IRS-allowed perk lets older Americans pour extra money into retirement accounts, and it’s a game-changer for building wealth in your final working years. Here’s why it’s a must-use tool and how to make it work for you