The Sneaky Costs Lurking in Buy Now, Pay Later Plans
Buy Now, Pay Later (BNPL) services like Klarna, Afterpay, and Affirm promise a hassle-free way to split purchases into bite-sized payments, often with no interest. With BNPL spending expected to reach $122 billion in the U.S. in 2025, according to CapitalOne Shopping, it’s a go-to for everything from sneakers to furniture. But those “easy” payments can hide costly traps that catch even savvy shoppers off guard. Here’s the real price of BNPL and how to use it without burning your wallet.
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